Helping super funds deliver retirement guidance at scale—efficiently, safely, and affordably.
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Why us?
As demand for retirement guidance continues to grow, we are enhancing our services by offering a packaged Hybrid Advice solution that empowers super funds to support members in understanding their retirement income trajectory without the cost and complexity typically associated with traditional personal advice.
Our Hybrid Advice model bridges the gap between static information and Personal Advice delivered by a financial adviser. It enables super funds to meet their Retirement Income Covenant (RIC) obligations by delivering meaningful, compliant guidance under a General Advice framework.
Our Hybrid Advice model bridges the gap between static information and Personal Advice delivered by a financial adviser. It enables super funds to meet their Retirement Income Covenant (RIC) obligations by delivering meaningful, compliant guidance under a General Advice framework.
What it delivers
IFS’ Retirement Health Check Hybrid Advice helps super fund members explore:
- what retirement income they are on track to receive
- the impact of key decisions (e.g. retiring earlier or later, varying contribution levels and adjusting income drawdowns)
This is achieved through a technology-enabled service that generates a compliant advice artefact, reducing delivery risk and cost. The service can be delivered by fund-employed staff or fully outsourced to IFS.
Designed for safety, scale and simplicity
Our model is built with clear guardrails, robust oversight, and a member-first experience. It’s supported by IFS’ licensing, training, and compliance infrastructure, ensuring your fund can scale advice delivery with confidence.
What is included
For a packaged fee, IFS provides:
General advice authoriy
Including audit and reporting
Retirement adequacy tool
To model member outcomes
Branded
member output
Tailored to your fund
CPD platform access
For adviser development
Service desk support
For ongoing assistance
With a proven track record in licensing and advice enablement, IFS supports a wide range of digital, hybrid, and traditional advice models. Our solutions are designed to be modular, scalable, and aligned to your fund’s strategic goals.
